How to File a Bay Area Low Cost Bankruptcy

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Unfortunately in today’s economy with increasing layoffs, hiring freezes, foreclosure and increases in taxes, bankruptcy filings have increased. How do you obtain the best bankruptcy experience for the lowest fees though? At West Coast Bankruptcy Attorneys we are committed to keeping the fees you pay as cheap as possible in all aspects of your case. You can pay a reasonable fee for bankruptcy and still retain a quality attorney. Our clients do it everyday.

Reasonable Attorney Fees

How is this accomplished?  Our attorney fees are based only on the amount of work your case requires based upon your income, expense and assets. Other bankruptcy attorneys will charge attorney fees based upon what the market dictates. With more and more bankruptcy cases being filed under Chapter 7 and Chapter 13 fees have increased as the demand for bankruptcy services has increased. If you make less than $40,000 a year and do not own property you should not have to pay $1500 or more in attorney fees.

Least Expensive Courses and Credit Reports

The reforms of the Bankruptcy Code in 2005 require that two courses be completed when filing for bankruptcy now. At West Coast Bankruptcy Attorneys we do not increase the cost of these courses to make more money.

1.    Credit Counseling Course – FREE or $5.00 Per Person

The first course, Credit Counseling, must be completed before your bankruptcy case is filed. We have found a Court approved provider of the Credit Counseling course for FREE if your income is less than the median income for the number of people in your household. Other attorneys will not only charge you for the course, but increase the fee for the course by $20-$30 so that they pocket some money each time a client of theirs completes the course. We believe this is wrong and a disservice to our clients in their time of greatest need.

2.    Financial Management Course $7.95

The second course, Financial Management Course, must be completed within 45 days of the Meeting of the Creditors. See the Chapter 7 Time Line or Chapter 13 Time Line for all the steps necessary to complete the bankruptcy process. At West Coast Bankruptcy Attorneys we are constantly searching for the lowest prices for this course. We have found a Court approved provider of this course for $7.95 for one person or a couple. Again, other attorneys will not only charge you for the course, but increase the fee for the course by $20-$30 so that they pocket some money each time a client of theirs completes the course. We believe this is wrong and a disservice to our clients in their time of greatest need.

That is both required courses for $12.95 total it single and $17.95 is married and filing jointly.

3. Credit Reports

At West Coast Bankruptcy Attorneys we only charge are clients exactly what it costs us to obtain your credit report from all three credit bureaus. Again, other attorneys will not only charge you for the credit report, but increase the fee for the credit report by $20-$60 so that they pocket some money each time a client they obtain a credit report for their clients. We believe this is wrong and a disservice to our clients in their time of greatest need.

At West Coast Bankruptcy Attorneys we are committed to providing the best bankruptcy experience for the lowest cost possible by only charging attorney fees based upon each client’s individual financial condition. We do not increase the costs of the required courses or credit reports to pocket extra money. Call us now toll free at 1-877-9NEW-LIFE to start your new life without your burdensome debt and get the debt relief you deserve. You may also contact a Bankruptcy Attorney now at www.WestCoastBK.com.