By Ryan C. Wood
If you do need a San Jose bankruptcy lawyer you have come to the right place. We offer free consultations with experienced attorneys. You will not be meeting with an inexperienced paralegal or legal assistant that should not be giving out legal advice. At West Coast Bankruptcy Attorneys we are committed to providing you with the best bankruptcy experience for a reasonable fee. Ryan C. Wood and Kitty J. Lin are bankruptcy lawyers that have filed close to a thousand bankruptcy cases in California and discharged millions of dollars of debt. If you are behind on your mortgage payments, behind on car payments or are having problems paying your credit card bills each month give us a call and schedule a free consultation to find out if bankruptcy can help you.
Personal Service
One of the most common compliments receive is that we respond quickly to emails and phone messages. You will always be able to email us directly to our personal email addresses and we answer our phone personally like in the old days. You will not be transferred to one person, the another person only to wonder if you will ever receive a call back or who can help you. We will return your call the same day or within 24 hours. We answer email questions extremely quickly. As long as we are in the office and available then email are answered as they are received.
Low Cost Required Courses
Another benefit of retaining our services is not paying more for the two required courses than necessary. The first course, credit counseling, must be completed before the case is filed. We use the least expensive provider of this course, $5.00. Other attorneys not only use providers that charge $30 for the exact same thing, but they add on processing fees to pad their pockets without telling you. The second course, debtor education, must be completed after the case if filed to be eligible for a discharge of your debts. The provider we use charges $7.95. Again, other attorneys not only use providers that charge $30 for the exact same thing, but they add on processing fees to pad their pockets without telling you. Both of the courses are on the internet and can be completed from the comfort of your home.
Reasonable Attorney Fees
Just like with the required courses we do what is possible to make sure we only charge reasonable attorney fees for the work your case requires. The more work that is required the higher the fee, or the less work that is required the lower the fee. We have noticed that some bankruptcy attorneys will charge clients $2,000 for each and every Chapter 7 they file. How can that be when different amounts of work are required or different cases and circumstances? You can rest assured that our reasonable attorney fees are based upon your circumstances and the amount of work your case needs.