Fremont Office
Fremont Chapter 7 Bankruptcy Lawyers
The Law Offices of Lin and Wood are committed to providing the personal service you deserve for a reasonable fee. All of our consultations are free and you will meet with one of our partners, both of which have filed hundreds of bankruptcy cases each.
Our Chapter 7 bankruptcy lawyers in Fremont will discuss your income, expenses and assets to determine if you qualify to have all of your eligible unsecured debts discharged. You may also discharge secured debts if you choose to surrender the property used as collateral. Form 22A, the Means Test, is used to determine if you qualify to file a Chapter 7 bankruptcy.
The Means Test takes a six-month average of your gross income and multiples the average by 12 to determine what your median income is for a year. If your gross income is under the median income for the number of people in your household, you will automatically qualify to file a Chapter 7 bankruptcy depending upon your assets and expenses. If your income is over the median income for the number of people in your household, you may still qualify to file a Chapter 7 bankruptcy if you can pass the Means Test. To pass the Means Test certain expenses that can be included as deductions to your income are included in the Means Test. If you have disposable income after all reasonable deductions are included, then you do not pass the means test.
Our Fremont Office is conveniently in the heart of Fremont and blocks from the Union City Bart station. If traveling north on Interstate 880, exit Thornton Avenue and turn right onto Thornton Avenue, then make a right onto Fremont Blvd, then left onto Peralta Blvd. Our office is just after Paseo Padre Parkway on the right. If traveling south on Interstate 880, exit Thornton Avenue and turn left onto Thornton Avenue, them make a right onto Fremont Blvd, then left onto Peralta Blvd. Our office is just after Paseo Padre Parkway on the right.
By
Ryan
C. Wood