Writ of Garnishment
What is a Writ of Garnishment? It is an order by a court forcing a third party, your employer if garnishing wages, to withhold part or your enarings to pay the holder of a judgment against you. First a complaint is filed, then a judgment obtained and lastly the judgment is enforced by garnishing your wages. Bankruptcy will stop garnishment of your wages and discharge your debts once and for all. Schedule a FREE PHONE CONSULTATION or FREE OFFICE CONSULTATION and find out if bankruptcy is right for you. 1-877-963-9543
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The process of taking some ones wages does not happen overnight. Whether the debt is from a credit card, an unpaid medical debt or a repossessed vehicle the process starts with phone calls and collection letters. Many times you will receive a collection letter saying that if you do not pay the debt the matter will be sent to legal or an attorney to start the legal process. What they are talking about is filing a lawsuit against you. Who knows if they will actually sue you to collect the debt. If they do you will be served with the summons and complaint. If you do not answer the complaint a judgment by default will be obtained by the party you owe the money to. After a judgment is obtained then they can begin to enforce the judgment by attaching a judgment lien to any real property you have, levying on bank accounts or garnishing your wages.
Do not worry, there is a solution to every problem. One way to make it all go away is to file bankruptcy. First you need to schedule a free consultation to discuss whether or not bankruptcy is the right thing for you though. Just because your wages are being garnished does not mean that bankruptcy is the answer. If the judgment against you only for $2,000 and you have no other debts, then while pay a $1,000 or more to file bankruptcy to get rid of $2,000 in debt. If the judgment is for $15,000, well that is different.
With offices in Redwood City, San Francisco, San Jose, Fremont and Oakland we represent clients throughout the Bay Area including San Mateo County, Santa Clara County, Alameda County, Contra Costa County, Burlingame, Daly City, Foster City, Half Moon Bay, Millbrae, Pacifica, Redwood City, San Bruno, San Mateo, South San Francisco, Cupertino, Gilroy, Los Gatos, Milpitas, Mountain View, Palo Alto, Santa Clara, Sunnyvale, Concord, Danville, Martinez, Pittsburg, Pleasant Hill, Richmond, San Pablo, San Ramon, Walnut Creek, Berkeley, Dublin, Hayward, Livermore, Pleasanton, San Leandro and Union City.